Cryptocurrency has grown in popularity in recent years, not just in the investing industry, but also in financial transactions. Joining a prop firm accepts crypto payments has a number of clear benefits for traders. This is a new trend that makes it easier for traders to get funded accounts without having to rely too much on the old banking system. ReviewPropfirm will explore the top 7 most reputable prop firms accept crypto payments in 2025, along with an analysis of their advantages, and key considerations before making a decision.
Why Choose a Prop Firm Accepts Crypto for Payments & Payouts?
Faster deposits and withdrawals
One of the best things about crypto payments is that they are faster to process than other ways of paying. Depending on the network and how many transactions are going on at the time, blockchain transactions can be verified in just a few minutes or even seconds. This is very different from international bank transactions, which can take several business days and are often influenced by time zones and bank holidays.
For traders, speed really matters. The ability to quickly deposit funds to participate in fund challenges or withdraw profits in a timely manner for reinvestment or personal use can make a significant difference. Crypto allows instantaneous fund transfers, making cash flow management and market response easier than traditional methods. Compared to traditional methods, it reduces the stress of waiting around and helps maximize capital efficiency, so traders can keep their attention where it belongs: on trading.
Lower fees compared to traditional banking
Everyone in the market pays attention to transaction expenses. Traditional banking, particularly international wire transfers, sometimes imposes various charges, including service fees, currency conversion costs and even additional cuts from intermediary institutions. While each fee may not seem like much, they build up rapidly if you deposit or withdraw funds on a frequent basis.
Crypto, on the other hand, usually has substantially lower fees. Transfers can be very cheap if you use stablecoins or low-cost blockchain networks. Yes, there are still network fees, but they’re often a fraction of what banks charge for moving the same amount of money. For traders, those savings go straight to the bottom line. And for anyone trading in large volumes – or simply working to squeeze out better margins – lower fees can make a meaningful difference.
Global accessibility for international traders
Local regulations often constrain traditional banking systems. This makes it very hard for traders from countries with weak financial systems, countries that have been sanctioned, or places with very severe rules about sending money outside to do business. A lot of skilled traders can’t take advantage of prop firm trading chances since they can’t deposit or withdraw money from the bank.
Because cryptocurrencies are decentralized and don’t have borders, they have broken down these boundaries. As long as they have an internet connection and a crypto wallet, a prop firm accepts crypto may reach and fund traders all over the world. This lets traders from less developed nations or developing markets to part in the global market, which was only open to people with access to advanced financial systems before.
Privacy and flexibility advantages
Traditional financial markets are open during business hours and often closed on weekends and holidays. This is a big problem when you need to make an urgent deposit or withdrawal yet it’s not during business hours. Crypto trading is quite flexible because it may be done at any time, day or night, on weekends or holidays.
Beside that, cryptocurrencies offer a certain level of privacy for transactions. Although blockchain transactions are public and traceable, they are often only linked to wallet addresses and not directly to personal identities unless the wallet is connected to an exchange or service that requires KYC (know your customer). A certain degree of privacy can support those who want to keep their financial information private or minimize its exposure to third parties, especially when joining new platforms.
Key Things to Check Before Using Crypto With Prop Firms
When prop firms accept crypto, it’s a great sign for the growth of the industry, but it also comes with its own risks and things to think about. Before you send or receive money from a prop firm in crypto, you should think about a few things very carefully.
Accepted cryptocurrencies
Prop firms don’t accept all coins. These prop firms usually put the most important currencies first. These are currencies that are very liquid, stable and commonly used. Bitcoin (BTC) and Ethereum (ETH) are the two biggest and most popular cryptocurrencies.
Also, stablecoins like Tether (USDT) and USD Coin (USDC) are getting more and more popular. These stablecoins are tied to fiat currency (USD), which makes the risk of price changes much lower. This makes them a great choice for making payments and taking out profits.
Before you choose a prop firm, make sure you look at the crypto and blockchain networks they accept. This makes sure you can send and receive money safely and easily, without having to deal with problems caused by networks that don’t work together.
Fees and processing times
Transactions with crypto are frequently cheaper than those with regular banks, although they aren’t free. You should be aware of two main fees: the network fees and the service fees charged by the prop provider itself. Network fees pay for the cost of processing a transaction on the blockchain. They might change a lot based on how busy the network is and what coin you’re using.
Some prop firms even charge their own fees for processing deposits/withdrawals made in crypto. The proportion is usually tiny, but it’s still a good idea to double-check so you don’t get caught off guard.
Then there’s the time it takes to process. Blockchain is quick, but firms still need to check, agree on and approve your request. That could take anywhere from a few minutes to many hours, or even a full working day, depending on how their internal processes work. To avoid problems, carefully check the firm’s deposit/withdrawal policies, as well as any associated costs, to ensure that your trading strategy is on track.
Conversion rates and volatility risks
This is an important thing to remember, especially if you are using less stable cryptocurrencies like Bitcoin or Ethereum. When you deposit in crypto, the prop firm normally changes it into fiat money (most often USD) to put money into your account. When you ask for a payout, the same thing happens in reverse.
The problem is that the currency rate utilized when the transaction is processed may not be the same as the actual market rate you observe on trading sites. Some firms also use their own internal rates or add a spread, which can lower the amount of money you really get.
Firm policies on payouts and compliance
Even if prop firms accept crypto, it’s important to dig into their withdrawal policies and compliance rules before you start trading. Some firms set minimum or maximum limits on crypto withdrawals and profit-sharing terms can also vary. You’ll want to know in advance the currency your profits are calculated in, how they’ll be paid out and how long processing will take.
It’s also crucial to know what the company’s KYC and AML rules are. Even though crypto does provide a level of privacy, reputable prop firms are still required to comply with international banking regulations. In practice, this means you’ll be asked to provide identification and verify your identity. Skipping or refusing this step could lead to account suspension or delayed payouts and that’s the last thing any trader wants to deal with.
Top 7 Prop Firms Accept Crypto for Payments & Payouts in 2025
In this section, we list the top 7 prominent prop firms accept crypto for payments and payouts in 2025.
FTMO
FTMO is one of the best prop firms accepts crypto today. Traders can pay for their participation in the evaluation stages (Challenge) with Bitcoin (BTC), Ethereum (ETH), USDT, USDC or Litecoin (LTC) and traders can even receive prop firm bitcoin payouts directly from their account management interface.
You can go through the whole FTMO process, from signing up for the Challenge to trading and getting your profits, without having to change your money to fiat currency if you don’t want to. Crypto transactions and withdrawals are not just quick (they may be done in less than 24 hours), but they also cut down on the hassle of traditional bank transfers.
Features:
- Instruments: Forex, Indices, Metals, Commodities, Stocks, Crypto.
- Max balance: $2,000,000
- Profit split: up to 90%
- Cost: from €155
- Platforms: MT4, MT5, cTrader, DXtrade.
WeMasterTrade
WeMasterTrade (WMT) is one of the prop trading platforms that is getting more and more attention. It is known for being flexible and working to create an ecosystem for traders.
WeMasterTrade supports prop firm bitcoin payout, giving traders the option to withdraw their profits in BTC. Users can select bitcoin as their preferred withdrawal method, with payouts processed efficiently, often on a daily basis and averaging just 48 hours for completion.
WMT’s crypto payment support extension boosts trader involvement in various regions and expands deposit and withdrawal choices.
Features:
- Instruments: Forex, Indices, Metals, Commodities, Stocks and Cryptos
- Max balance: $400,000
- Profit split: up to 90%
- Cost: from $35
- Platforms: MT5
FundedNext
FundedNext is a great example of a prop firm that accepts crypto payments. They accept up to 30 different cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Binance Coin (BNB), Dogecoin (DOGE), LTC, TRX, USDT and more.
Because FundedNext accepts a wide range of cryptocurrencies, traders can take part in challenges without having to rely on the traditional banking system. But you need to pay close attention: the deposit amount must be exactly what the challenge account you choose says it should be. If it’s even a little bit too low or too high, the system will automatically give you the wrong account.
Features:
- Instruments: Forex, Indices, Metals, Commodities, Crypto
- Max balance: $4,000,000
- Profit split: up to 90%
- Cost: from $32
- Platforms: MT4, MT5, cTrader
Funded Trading Plus
Funded Trading Plus is one of the prop firms that likes to take crypto payments. Traders can pay their program costs using Bitcoin (BTC), Ethereum (ETH), Tether (USDT on ERC20 and TRC20 networks), USD Coin (USDC), or Binance Pay.
The method allows businesses to reach more people worldwide, reduces processing time compared to traditional bank transfers and is ideal for merchants who value speed and flexibility.
Funded Trading Plus can reach more individuals by letting them deposit and withdraw in a variety of cryptocurrencies. This is especially true for experienced crypto traders who want to take advantage of the perks of sponsored trading.
Features:
- Instruments: Forex, Indices, Metals, Commodities, Crypto.
- Max balance: $2,500,000
- Profit split: up to 100%
- Cost: from $119
- Platforms: cTrader, DXtrade
E8 Markets
E8 Markets is a prime example of a prop firm that accepts crypto payments, offering the option to withdraw profits in cryptocurrency thru the Rise platform. This is a flexible payout method that allows traders to receive funds quickly and across borders from a single platform.
A highlight is that E8 Markets does not charge any commission for these transactions – you just need to be aware that the payment processor may charge a small service fee.
Rise’s minimum payout is $250, so if you’re looking for a flexible and global prop firm bitcoin payout method, this is a worthwhile option to consider.
Features:
- Instruments: Forex, Indices, Metals, Commodities, Stocks, Crypto.
- Max balance: $$400,000
- Profit split: up to 100%
- Cost: from $33
- Platforms: MT5, cTrader, MatchTrader, TradeLocker.
HyroTrader
HyroTrader is a prime example when it comes to prop firms accept crypto, offering traders a wide range of cryptocurrency options for payment, including BTC, ETH, USDC, DOGE, LTC, DAI, BCH, APE, SHIB, USDT and even tokens on the Polygon network (MATIC, USDC, ETH). HyroTrader is essentially a crypto prop firm, built with a focus on trading and payments in cryptocurrencies, so prioritizing crypto for deposits and withdrawals is obvious.
HyroTrader still accepts credit card payments, but it now focuses more on crypto transactions. This shows how prevalent the bitcoin payout trend is becoming among prop firms.
Features:
- Instruments: Crypto.
- Max balance: $1,000,000
- Profit split: from 70% to 90%
- Cost: from $89.
- Platforms: ByBit and Cleo.
The Funded Trader
The Funded Trader (TFT) stands out as one of the few prop firms accept crypto, offering traders a seamless Bitcoin payout experience straight from the TFT dashboard. If your country isn’t supported by the Rise (Riseworks) payment system – or even if it is – you still have the option to withdraw profits in cryptocurrencies such as USDC (on ERC-20 or Polygon), Ethereum (ETH via ERC-20), or Bitcoin (BTC).
In short, The Funded Trader’s crypto payout alternatives, which include BTC, ETH and USDC, offer both speed and flexibility. This is especially helpful for traders in areas where traditional banking is hard to come by, as it makes sure they can get to their gains quickly and without any problems.
Features:
- Instruments: Forex, Indices, Metals, Commodities, Crypto.
- Max balance: $1,500,000
- Profit split: up to 90%
- Cost: from $129
- Platforms: MT5, cTrader, MatchTrader, DXtrade.
By making payments faster, cheaper and easier to get, prop firms accept crypto are changing the way people trade. This means that active traders will have to wait less time for bank wires and spend less money on charges that cut into their earnings. As more people start using crypto, it could be a good idea to choose a prop firm that currently accepts crypto payments. This will help you remain ahead of the market as it changes.